Our Process

A clear step-by-step plan for building, managing, and using your money-designed around your goals.

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Retirement Planning Made Simple & Stress-Free

If you've ever wondered where to begin with retirement income planning or wealth management, our process is designed to provide answers-not pressure. Whether you're in Red Wing, Lake City, Hastings, or nearby communities in Minnesota or western Wisconsin, we follow a personal, step-by-step approach to help you move forward with clarity and confidence.

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Discovery Conversation

This first meeting is about listening. We want to understand what's important to you-your goals, concerns, and financial situation.


  • Clarity on where you stand
  • Answers to your top financial questions
  • A relaxed conversation-no pressure
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Fixed Income

We take what we've learned and create a personalized strategy. From investment management to tax planning, we tailor your plan around your needs.


  • Balancing growth with income needs
  • Planning around Social Security & healthcare
  • Adjusting for risk and taxes
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Implementation

If you choose to move forward, we'll help you take action-rollovers, account setup, whatever's needed.


  • Step-by-step onboarding
  • Paperwork handled clearly
  • Secure client portal access
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Ongoing Guidance

Your financial life isn't static-and neither is your plan. We meet regularly to keep things on track.


  • Annual reviews
  • Timely check-ins
  • Proactive updates as life changes

What You Can Expect Working With Us

01

Real conversations-not financial jargon

02

A team that calls you back

03

Clear guidance, no pressure

04

Personal planning for real life in Minnesota

 Ready to start your planning journey?

The first meeting is free, and there's no obligation.